Budget+Catergories

The first step to budget catergorizing is knowing your income and to create catergories that reflect how you actually spend. The second step is to record your expenses. Identify and list monthly budget amounts, including expenditures. combine the total expense and subtract from total income. If the result is in the negative it is time to change your spending habits. Finally after gathering the neccessary information for a month or two you can now start to make the neccessry cuts and adjustments to start your budget.